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Reorganizing Your Debt Through A Chapter 13 Filing

Also referred to as a “wage earner” plan, Chapter 13 bankruptcy can be a good option for people who are having trouble keeping up with their monthly bills. Chapter 13 allows you to repay your debt over a three- to five-year period under a court-approved repayment plan. Chapter 13 can also be a good debt relief solution for people who don’t qualify for Chapter 7.

A Dedicated Bankruptcy Lawyer

In Texas, the Chapter 13 process can be a bit complex. Be sure you have an experienced Georgetown Chapter 13 attorney who can help to ensure that everything goes smoothly. At the offices of Lee Norton Bain, Attorney at Law, I represent clients throughout central Texas in all aspects of Chapter 13 bankruptcy filings.

Helping You Get Back On The Right Financial Path

Unlike Chapter 7, your personal property is not necessarily at risk because you are repaying your debt over time. In many ways, Chapter 13 acts like a consolidation loan, but with more benefits. Not only are you able to satisfy most of your obligations with monthly payments, but you typically save money on interest and the automatic stay prevents your creditors from pursuing further collection activity, including foreclosure and repossession actions without the court’s consent.

When you hire me as your attorney, I will take the time to fully evaluate your financial situation and help you understand your options. I will work with you to ensure that all filings with the Court, including your petition, schedules and plan are complete and accurate, based on the information you give me. I will be there with you at every step, working to see that your interests are served.

Call For A Free Consultation

Contact my office today to discuss your Chapter 13 questions. I offer a free 30-minute consultation without obligation. You can reach me by phone at 512-686-4293 or 800-806-0754. You may also reach me via email.

We are a debt relief agency. We help people file for relief under the Bankruptcy Code.