Once you receive the discharge at the end of your bankruptcy, those discharged creditors are prevented from taking actions to collect that debt. You will still be responsible for making monthly payments on your mortgage, your auto loan and other debts, if applicable, but no longer on any unsecured discharged debts, in the majority of cases.
Texas Personal Credit Lawyer
Life will be quite different after completion of a successful bankruptcy and it is important that you know what to expect as you move forward. Be sure that you have the support of a skilled Georgetown bankruptcy attorney who can advise you as you make the transition. At the offices of Lee Norton Bain, Attorney at Law, I represent clients throughout central Texas in all types of consumer bankruptcy matters.
Looking Forward to a Brighter Future
In many cases, your decreased debt load will make you more attractive to credit card companies, so you can expect to receive offers in the mail. This is a good opportunity to rebuild your credit if you want to and to get some positive payment history back on your credit reports. Be careful to manage the level of your debt against what you are able to pay. Some people find the assistance of credit counseling services helpful in these matters.
From the initial filing through discharge I will be there with you. It is very gratifying to see the positive impact that a successful bankruptcy filing can have on a person's life. No matter what type of financial situation you are in, it is worth the time to see if consumer bankruptcy can help.
Call for a Free Consultation
Contact my office today to discuss your bankruptcy questions. I offer a free 30-minute consultation without obligation. You can reach me by phone at 512-686-4293 or 800-806-0754. You may also reach me via e-mail.
We are a debt relief agency. We help people file for relief under the Bankruptcy Code.